About ClearLoans

Finding a loan in South Africa shouldn’t feel like a maze. Too many people waste hours on lender websites, unsure whether they qualify, unsure what they’re signing up for — and end up more confused than when they started.

ClearLoans was built to fix that.

We’re a South African platform with one job: give you a simple, honest starting point when you’re exploring your loan options. One secure form. No pressure. No hidden steps.

Who’s behind ClearLoans

ClearLoans was founded by Craig Martin and Terri-Ann Jansson — not bankers, not financial industry veterans, just two people who saw how unnecessarily complicated the loan process had become for ordinary South Africans.

That perspective shapes everything about how the platform is built. We’re not trying to replicate what banks do. We’re trying to make what banks do easier to navigate.

Craig built and manages the platform — the website, the loan guides, the content. If you’ve read one of our articles, he probably wrote it.

Terri-Ann handles marketing and user experience — making sure the right people find ClearLoans, and that when they do, it’s actually useful to them.

How ClearLoans works

ClearLoans connects borrowers with lending partners through a single, secure online enquiry. Here’s what the process looks like:

Fill in one short online form — it takes a few minutes
Your enquiry is reviewed by lenders in our network
If a lender can help, they contact you directly with their offer
You decide whether to proceed — no obligation, no pressure

Using ClearLoans is free. We are not a lender. We do not provide loans directly. We simply help connect people who need financial support with lenders who may be able to assist.

More than just a loan form

Understanding your options is half the battle. That’s why we’ve built a growing library of guides written specifically for South Africans — covering personal loans, bad credit options, short-term lending, debt consolidation, credit scores, and how the local credit system works.

No jargon. No filler. Just clear, practical information that helps you borrow smarter.

👉 Browse our loan guides

Transparency & trust

ClearLoans is not a bank, not a lender, and not a broker. We don’t charge users to use the platform, and we don’t guarantee loan approval — no one legitimately can.

We take your privacy seriously. Your personal information is handled in accordance with South African law, including POPIA, and is only shared with relevant lending partners for the purpose of assessing your enquiry.

We also understand the South African credit landscape — including the National Credit Act (NCA) and the role of the National Credit Regulator (NCR). Our goal is to support responsible borrowing by making sure you have the information you need before you commit to anything.