Last updated: February 2026
These Terms of Use govern your access to and use of the website https://clearloans.co.za (“Website”), operated by ClearLoans (“we”, “our”, or “us”).
By accessing or using this Website, you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, you should discontinue use of the Website.
Website Purpose
ClearLoans operates as an online platform designed to connect consumers with third-party lenders, financial brokers, and financial service providers who may offer loan products or related financial services.
ClearLoans does not provide loans directly and is not a credit provider.
The Website allows users to submit loan requests that may be reviewed by financial service providers who may contact the user regarding potential loan products.
ClearLoans does not make lending decisions and does not control whether a user is approved or rejected for a loan.
No Loan Guarantee
Submitting information through this Website does not guarantee that a loan will be approved or offered.
Loan approvals, interest rates, repayment terms, and eligibility requirements are determined solely by the lenders or financial service providers who review your information.
ClearLoans has no control over lending decisions and cannot guarantee the availability of any financial product.
Lead Generation Services
ClearLoans operates as a lead generation platform.
When users submit information through the Website, their information may be transmitted to third-party lenders, financial brokers, or financial service providers who may review the request and contact the user.
ClearLoans may distribute submitted information to multiple lenders or partners.
These partners may independently determine whether to contact the user regarding loan offers or financial services.
Compensation and Affiliate Relationships
ClearLoans may receive compensation from financial service providers, lenders, brokers, or marketing partners when users submit loan requests or are referred to third-party services.
Compensation may include:
• Referral fees
• Lead generation fees
• Affiliate commissions
• Advertising revenue
Such compensation does not influence lender decisions, loan approval, interest rates, or loan terms offered to users.
Accuracy of Information
By submitting information through the Website, users agree to provide accurate, complete, and truthful information.
Users must not submit false, misleading, or fraudulent information.
Submitting inaccurate information may result in rejection by lenders or financial partners.
ClearLoans is not responsible for any consequences arising from inaccurate information provided by users.
Third-Party Financial Services
ClearLoans does not control the products, services, decisions, or policies of third-party lenders or financial providers.
Any loan agreement entered into by a user will be between the user and the lender.
Users are responsible for reviewing the lender’s terms, interest rates, fees, and repayment obligations before accepting any loan offer.
ClearLoans is not responsible for disputes, financial losses, or issues arising from agreements between users and lenders.
No Financial Advice
Information provided on this Website is for informational purposes only.
ClearLoans does not provide financial advice, legal advice, or credit counseling.
Users should consider seeking independent financial advice before making financial decisions.
User Responsibilities
Users agree to use the Website responsibly and in accordance with applicable laws.
Users must not:
• Submit false information
• Use the Website for fraudulent purposes
• Attempt to gain unauthorized access to the Website
• Disrupt or interfere with website functionality
• Use automated systems or bots to submit applications
ClearLoans reserves the right to block access to users who misuse the Website.
Intellectual Property
All content on the Website, including text, graphics, logos, images, website design, and software, is the property of ClearLoans unless otherwise stated.
This content is protected by intellectual property laws.
Users may not reproduce, distribute, copy, or modify website content without permission.
Limitation of Liability
Use of the Website is at your own risk.
ClearLoans is not responsible for:
• Loan decisions made by lenders
• Interest rates or loan terms offered by lenders
• Financial losses resulting from loan agreements
• Errors or omissions in website content
• Website downtime or technical interruptions
To the maximum extent permitted by law, ClearLoans shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this Website.
Indemnification
By using this Website, users agree to indemnify and hold harmless ClearLoans, its owners, affiliates, partners, employees, and agents from any claims, damages, liabilities, losses, or expenses arising from:
• misuse of the Website
• submission of false or misleading information
• violation of these Terms of Use
Data Protection and Privacy
Use of this Website is subject to our Privacy Policy.
ClearLoans processes personal information in accordance with the requirements of the Protection of Personal Information Act (POPIA).
By submitting information through this Website, users consent to the processing and sharing of their personal information with financial service providers for the purpose of reviewing loan requests.
Compliance with South African Law
ClearLoans operates in accordance with applicable South African legislation, including the National Credit Act.
ClearLoans does not provide credit and is not a registered credit provider.
Users understand that lenders reviewing loan requests must comply with regulatory requirements and responsible lending practices.
Website Availability
We aim to keep the Website accessible at all times, but we do not guarantee uninterrupted access.
ClearLoans may modify, suspend, or discontinue parts of the Website without notice.
Changes to These Terms
ClearLoans reserves the right to update these Terms of Use at any time.
Updated versions will be posted on this page with a revised “Last updated” date.
Continued use of the Website after changes have been posted constitutes acceptance of the revised terms.
Governing Law
These Terms of Use are governed by and interpreted in accordance with the laws of South Africa.
Any disputes arising from the use of this Website shall fall under the jurisdiction of the courts of South Africa.
Contact Information
If you have questions regarding these Terms of Use, please contact:
Email: info@clearloans.co.za
Website: https://clearloans.co.za